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North Central Florida and the Big Bend

Dixie County property records and hazards

Dixie County is home to about 17,600 people, and FEMA counts $2.2 billion in buildings there. FEMA's National Risk Index rates its overall natural-hazard risk "Very Low", higher than 35% of U.S. counties. For property, the costliest hazards here are hurricanes, inland flooding and coastal flooding and storm surge: together about $7.8 million of expected building damage a year. Its incorporated cities and towns are Cross City and Horseshoe Beach. 14 hurricanes have passed within 30 miles since 1851 and 3 made landfall on its coast.1

What Dixie County faces most

Ranked by FEMA's National Risk Index: the hazards expected to do the most damage to buildings in this county each year, with each hazard's FEMA risk rating.

  1. 1

    Hurricanes

    Relatively Moderate

    The local numbers

    • FEMA rates hurricane risk in Dixie County "Relatively Moderate" (score 87.1 of 100, compared with every U.S. county).1
    • Expected damage to buildings: about $4.0 million a year, the 60th-highest expected building loss from this hazard of 67 counties in the state.1
    • 14 hurricanes passed within 30 miles of the county since 1851 (4 of them at Category 3 or stronger while nearby); counting tropical storms, 52 storms in all.2
    • Hurricane landfalls on this county's coast: 3 since 1851, most recently an unnamed storm (1935) at Category 2, an unnamed storm (1882) at Category 1 and an unnamed storm (1867) at Category 1.2
    • Strongest storm on record nearby: Helene (2024), at Category 4 strength (about 138 mph sustained) as it passed.2
    • Most recent hurricanes nearby: Helene (2024), Category 4, Debby (2024), Category 1 and Idalia (2023), Category 3.2
    • 22 federal disaster declarations for hurricanes have included the county.3

    What it means for a buyer or owner

    In Dixie County, hurricane wind and storm surge tend to arrive together, and the county has taken 3 direct hurricane landfalls. Wind is the part every property shares, so the roof and openings matter as much as the flood zone.

    Ask for the roof's age and permit, any shutters or impact-rated windows, and a wind mitigation report.

    In your report: the Storm history & wind sheet · Guide: Hurricanes, roofs and insurance

  2. 2

    Inland flooding

    Very Low

    The local numbers

    • FEMA rates inland flooding risk in Dixie County "Very Low" (score 28.8 of 100, compared with every U.S. county).1
    • Expected damage to buildings: about $2.8 million a year, the 55th-highest expected building loss from this hazard of 67 counties in the state.1
    • FEMA's index maps about 14 square miles of the county inside the 1%-annual-chance floodplain it uses for inland flooding.1
    • 14 inland flood events in FEMA's record, about 0.5 a year.1
    • 1 federal disaster declaration for flooding.3

    What it means for a buyer or owner

    Beyond the roughly 14 square miles of mapped floodplain in Dixie County, rain-driven flooding follows rivers, lakes, wetlands and canals, and it doesn't stop at the mapped lines: FEMA says more than 20% of flood insurance claims come from outside high-risk areas.

    Ask whether the home has flooded or had a flood claim, and look at the lot's elevation in the report.

    In your report: the Flood & hazard sheet · Guide: How to read a Florida flood zone

  3. 3

    Coastal flooding and storm surge

    Relatively Moderate

    The local numbers

    • FEMA rates coastal flooding risk in Dixie County "Relatively Moderate" (score 73.6 of 100, compared with every U.S. county).1
    • Expected damage to buildings: about $1.1 million a year, the 25th-highest expected building loss from this hazard of 67 counties in the state.1
    • 38.1% of the county's building value ($830.4 million) sits in FEMA's coastal flood hazard areas.1
    • 9 tropical-storm or hurricane landfalls on this stretch of coast since 1851.2
    • 1 federal disaster declaration for coastal storms.3

    What it means for a buyer or owner

    With 38.1% of Dixie County's building value in FEMA's coastal flood areas, check three things before you buy: the flood zone (VE and Coastal A zones carry the strictest building rules), the ground and floor height against the base flood elevation, and the storm-surge evacuation zone.

    In your report: the Storm surge sheet · Guide: How to read a Florida flood zone

  4. 4

    Wildfire

    Relatively Low

    The local numbers

    • FEMA rates wildfire risk in Dixie County "Relatively Low" (score 72.9 of 100, compared with every U.S. county).1
    • Expected damage to buildings: about $154,000 a year, the 57th-highest expected building loss from this hazard of 67 counties in the state.1
    • FEMA's wildfire model gives an average yearly burn likelihood of about 0.18% for exposed land here.1
    • 38.6% of the county's building value is in areas FEMA treats as exposed to wildfire.1
    • 3 federal fire declarations (including fire-management grants) have covered the county.3

    What it means for a buyer or owner

    38.6% of the building value in Dixie County is near burnable land; risk is highest where homes back onto pine flatwoods, scrub, prairie or other wild land, especially in the dry late-winter and spring months.

    Look at the vegetation around the lot, keep a clear zone around the house, and check for burn bans and prescribed-burn areas nearby.

    In your report: the Hazards (FEMA National Risk Index) sheet

Hurricanes near Dixie County

14 hurricanes have come within 30 miles of Dixie County since 1851; the busiest decade was the 1880s, with 4. The 12 most recent are listed, with the strength NOAA recorded as each passed.2

YearStormStrength nearbyClosest approach
2024HeleneCategory 420 mi
2024DebbyCategory 13 mi
2023IdaliaCategory 314 mi
1950EasyCategory 324 mi
1949UnnamedCategory 15 mi
1935UnnamedCategory 2inside the countyLandfall here
1896UnnamedCategory 31 mi
1888UnnamedCategory 27 mi
1886UnnamedCategory 229 mi
1882UnnamedCategory 1inside the countyLandfall here
1880UnnamedCategory 113 mi
1874UnnamedCategory 118 mi

Federal disaster declarations

44 federal declarations have included Dixie County since 1972, 27 of them major disasters. By type: 22 hurricane, 8 severe storm, 5 tropical storm, 3 fire, 2 biological, 1 coastal storm, 1 flood, 1 freezing and 1 tornado.3

Most recent

All FEMA hazards for Dixie County

Every hazard FEMA scores here, costliest for buildings first.1

HazardFEMA risk ratingRisk score (0-100)Expected building loss a yearRank in the state
HurricanesRelatively Moderate87.1$4.0 million60 of 67
Inland floodingVery Low28.8$2.8 million55 of 67
Coastal flooding and storm surgeRelatively Moderate73.6$1.1 million25 of 67
WildfireRelatively Low72.9$154,00057 of 67
TornadoesRelatively Low26.2$90,00066 of 67
LightningRelatively Moderate57.1$32,00041 of 67
Strong windVery Low8.5$24,00058 of 67
EarthquakesVery Low23.8$21,00056 of 67
Cold wavesVery Low19.9$4,00051 of 67
HailVery Low2.6$81964 of 67
Winter weatherVery Low1.9$67830 of 67
LandslidesVery Low6.0$765 of 67
Heat wavesVery Low36.5$762 of 67
DroughtVery Low21.1$0n/a

Local property economy

Dixie County had about 17,614 residents in 2024. Its largest groups of self-employed businesses are administrative and support and waste management (192), construction (155) and other services (except public administration) (102). The table counts businesses with no employees, the sole proprietors behind much of the local real estate and building trade.4

Businesses with no employeesDixiePer 1,000 residentsFlorida per 1,000
All self-employed businesses98355.8146.6
Real estate, rental and leasing623.515.4
Real estate (agents, brokers, landlords, managers)623.514.8
Construction1558.814.5
Residential building construction492.84.7

Area profile

Census figures for Dixie County next to Florida and the U.S. (ACS 2020-2024 5-year estimates; ± is the margin of error). Source: U.S. Census Bureau, American Community Survey (opens in a new tab).

MeasureDixie CountyFloridaU.S.
Population17,05822,416,077334,922,499
Median household income$50,110 ±$5,316$74,568$80,734
Per-capita income$21,861 ±$1,438$42,609$44,673
People below the poverty level20.9% ±4.4%12.6%12.5%
Adults 25+ with a bachelor's degree or higher10.7% ±2.1%34.1%35.7%
Median home value (owner-occupied)$132,000 ±$22,528$359,000$332,700
Median gross rent$695 ±$235$1,669$1,413
Homes that are owner-occupied84.7% ±1.8%67.6%65.2%
Housing units vacant33.9% ±4.1%14.7%10.1%
Median year built1988 ±219881980
Median age46.4 ±0.442.638.9
Average household size2.5 ±0.22.52.5
Mean travel time to work (minutes)22.4 ±3.22826.4
Race and Hispanic origin (Census table B03002)
GroupDixie CountyFloridaU.S.
Not Hispanic or Latino: White alone83.0%50.4%57.4%
Not Hispanic or Latino: Black or African American alone6.0%14.6%11.9%
Not Hispanic or Latino: American Indian and Alaska Native alone0.5%0.1%0.5%
Not Hispanic or Latino: Asian alone0.2%2.9%5.9%
Not Hispanic or Latino: Native Hawaiian and Other Pacific Islander alone0.0%0.1%0.2%
Not Hispanic or Latino: Some other race alone0.2%0.7%0.6%
Not Hispanic or Latino: Two or more races5.5%3.8%4.3%
Hispanic or Latino (of any race)4.6%27.4%19.3%

These figures come from the U.S. Census Bureau. OnlineRecords.US doesn't rate, rank or recommend areas by who lives there, and none of these figures are used in any ranking on this page. This product uses Census Bureau data but is not endorsed or certified by the Census Bureau.

What our free report covers in Dixie County

Statewide data works for every Dixie County address: (verified on test reports ). Parcel, owner and legal description, assessed and just values, FEMA flood zone and ground elevation, evacuation zone and FEMA hazard ratings, storm history and estimated wind, storm surge and high-water marks, earthquakes, faults and sinkhole reports, environmental sites nearby and condo and HOA records link to the official source for now. For the county's own records, the report links to each office's search; none is automated and verified here yet unless marked.6

County recordsStatusWhere to check
Recorded deeds, mortgages and liens (clerk)Link to the official source Official records search (opens in a new tab)
Property tax bill (tax collector)Link to the official source Dixie County Tax Collector (opens in a new tab)
Building permitsLink to the official sourceLink-out to Dixie County Building Department (iWorQ). Dixie County Building Department (opens in a new tab)

Neighboring counties

Dixie County borders Gilchrist County, Lafayette County, Levy County and Taylor County. On hurricanes, Dixie County ranks 3rd of 5 among itself and its neighbors; Taylor County is highest.7

CountyCostliest hazard for buildingsOverall FEMA ratingExpected building loss a year
Gilchrist CountyInland floodingVery Low$4.6 million
Lafayette CountyHurricanesVery Low$3.9 million
Levy CountyHurricanesRelatively Low$10.1 million
Taylor CountyHurricanesRelatively Low$13.7 million

Sources of information

  1. FEMA National Risk Index (county level) (opens in a new tab). release: December 2025; retrieved 2026-10-05.
  2. NOAA National Hurricane Center HURDAT2 (Atlantic) (opens in a new tab). storms through 2025; track within 30 miles of the county boundary while at tropical-storm strength or stronger; landfall points within 6 miles assigned to the nearest county; retrieved 2026-10-05.
  3. OpenFEMA Disaster Declarations Summaries (opens in a new tab). retrieved 2026-10-05.
  4. U.S. Census Bureau, 2024 Nonemployer Statistics and Vintage 2024 population estimates (opens in a new tab). retrieved 2026-10-05.
  5. onlinerecords.us county registry (official office links). retrieved 2026-10-05.
  6. onlinerecords.us coverage checks on test reports. retrieved 2026-10-05.
  7. U.S. Census Bureau county adjacency file (2024) (opens in a new tab). retrieved 2026-10-05.

Figures describe the county as a whole, not any one property. A free report shows the parcel's own flood zone, elevation, storm history and records.